it's like an addendum to the normal insurace policy the specifically covers certain modifications to the vehicle for an agreed upon value, such as abnormally expensive audio systems for example, done for a small additional price to the policy.
The rider typically guarantees that your system is fully covered in the event of theft, and you won't be arguing with the insurance company about what you did or didn't have in the car, how much it was worth, and how much they're willing to cover.
Otherwise they can often try to tell you, "That wasn't oroginal equipment. It's not covered." much the way they would do if you totalled a car with an engine swap in it.
Attention all members!
Have a cool ride? Then show it off on our website! All vehicles welcome!
Have a cool ride? Then show it off on our website! All vehicles welcome!
